Learn the difference between a Last Will and Testament and a Trust. Learn what a Last Will and Testament does that a Trust does not do, and what a Trust does that a Last Will and Testament cannot do. Also learn how to pass your assets outside of the probate process. Attorney Nale will be available after class to answer any questions as well. All fees are to help cover MMRACE’s expenses. Limit 15 students.
Come and learn how to construct, set up, and maintain a worm bin to compost kitchen vegetable waste in order to recycle it as plant food. Join Jock Robie as he discusses the harvesting of worm castings and vermicompost for gardening and houseplants as well as “worm tea”! Each student will set up their own worm bin with worms to take home. Couples registering will receive ONE worm bin for their household, not one for each person. Single registrations will receive their one worm bin. All materials and worms are supplied at no extra charge. Jock Robie has over eight years of practical experience designing, building, and using worm bins to compost kitchen waste. He feeds his 40 worm bins close to 35 pounds per week of kitchen scraps. He has also received the 2019 Ecomaine Eco-Excellence Award in the Business Category for leading the charge in reducing landfill waste and increasing recycling in our communities. Visit Jock’s blog at mainelywormbins.blogspot.com for more information about worm composting. Limit 5 worm bins.
Buying your first house is truly a big deal! In this 8-hour, in person class we will cover everything you need to know about the home buying process and owning the home afterwards. You will learn the steps involved in buying, how to set goals, and prepare for homeownership, explore loan products and credit, protect and grow your investment, and how to avoid being ripped off. A Homebuyers Education Certificate can help you access down payment assistance or mortgage products that require HUD-certified homebuyers education - and it is good for TWO years. Register at midmaine.maineadulted.org and registration receipt email will give you the link you need to register at KVCAP registration site to finish the registration process - the KVCAP fee is $30 per person. Each person must register separately. Limit 24 students.
Register here: http://reg.planetReg.com/E639372710138
Sponsored by Five Town CSD Adult & Community Education
Are You Having Trouble Controlling the Way you Eat?Do you struggle with food obsession, overeating, undereating or bulimia?
There is a Solution. Food Addicts in Recovery Anonymous is holding a Free Information Session online and by phone
Tuesday, October 25, 6:30-8:00pm
For more information and meeting ID and Passcode call the coordinator (Sharon) at 207-250-7373 or email firstname.lastname@example.org
This is an educational program for people who are nearing retirement age (55+) who have questions about how Social Security actually works. The 15-minute presentation will help you answer these questions. How does Social Security fit into your retirement income plan? When should you start taking benefits? What about taxes? There will be a question and answer session at the end of the presentation. All fees are to help cover MMRACE’s expenses. Limit 12 students.